I Tried Investing on Fundrise… Here Are My Results
My Fundrise Journey
Let’s start with the basics. I opened my Fundrise account in March 2021 with an initial investment of $1,000. My approach was simple: set it and forget it. A few months later, I took things up a notch by investing in the Fundrise IPO and started making weekly recurring deposits.
Initially, I invested $20 per week, but eventually, I increased it to $40. Now, I’m investing about $160 monthly. As of today, my portfolio is worth close to $3,300 — a steady increase from my last update. This total reflects my original investments, the IPO, recurring deposits, appreciation, and dividends, minus advisory fees.
Use my link to get $50 towards your Fundrise portfolio
Breaking Down the Returns
Here’s a snapshot of my returns to date:
- Dividends: $26.94
- Appreciation: $400+
- Advisory Fees: $2.23
Spending $2.23 to generate nearly $431 in returns seems like a solid trade-off to me.
I’m currently on the Basic Plan, which is a step above the lowest tier. While I’ve considered upgrading, my short-term financial goal of buying a house in the New York metro area has taken priority. Real estate here requires significant cash reserves, and since Fundrise is a long-term investment (think 3–5 years), I’m holding off on additional large deposits until after my home-buying journey. Please note that these results are from 2022.
My Fundrise Strategy
One thing I love about Fundrise is how straightforward it is to invest. With weekly deposits, I’ve been able to grow my portfolio consistently over time. My strategy is to treat Fundrise as a “set-it-and-forget-it” option for long-term wealth building.
If you’re considering Fundrise but are still doing your research, here’s a pro tip: use my referral link! By signing up through my link, you’ll get $50 toward your portfolio, and I’ll earn $50 as well — a win-win!
Connecting on Instagram
If you’re curious about what multiple income streams can do for your lifestyle, follow me on Instagram (@Christina_NGM). While I don’t post much about personal finance there, I do share glimpses into how I use my income streams to create the life I love.
Final Thoughts
Fundrise continues to be an exciting part of my investment journey. It’s not a get-rich-quick scheme, but if you’re looking for a long-term way to diversify your portfolio, it’s worth considering.
Let me know in the comments if you’d like me to keep making these Fundrise update posts. And if you’re ready to start your own investment journey, don’t forget to check out the referral link below!
Thanks for reading, and I’ll see you in the next update! 😊
